The P90X workout is pretty intense. What it really is though is a commitment. Its kind of like the Marines commercial where "we don't accept applications, we only accept commitments." If you are not ready to embark on this journey to get into better shape than this is not going to workout for … [Read more...] about What To Do If You Can’t Finish The P90X Workout?
When its comes to shopping for mortgage rates the American public has been very misinformed. Most believe one company is trying to rip them off while one is trying to give them the deal of the century. It's so easy to believe this when you hear and see mortgage related ads on the TV and radio … [Read more...] about Why You Should Shop For Mortgage Rates The Same Day
When choosing a mortgage to buy a home or if you already have a home and are looking to refinance your mortgage you should always get a 30 year fixed rate mortgage. You just should. Yes, take a look at the other mortgages (15 year, ARM, etc.) so you know whats available. In the end, choosing a … [Read more...] about Why You Should Always Get A 30 Year Fixed Rate Mortgage
During the refi boom of 2003 to 2008 and 2012 to 2016 it was common for homeowners who were behind on payments or underwater to say something along the lines of "Well, if we go into foreclosure you'll (the mortgage company) will get the house back. That's what you want, right?" No. Its not what … [Read more...] about Why Mortgage Companies Do Not Want You To Foreclose
Only pay interest? Are you crazy? That's what I said when I first heard about the interest only mortgage. I have never liked debt and always assumed that paying debt down was the sensible thing to do. And I still believe paying down debt is the right thing to do. During my time as a mortgage … [Read more...] about Why Interest Only Mortgages Make Sense
Shopping for a mortgage is a relatively straight forward process. You call up your local bank, a credit union, a mortgage lender, or a mortgage broker. Each one of those can do a loan for you. But I want to explain why you should never use a mortgage broker. Or at the very least, call the … [Read more...] about Why You Should Never Get A Mortgage With A Mortgage Broker